http://www.kpho.com/news/25288568/detail.html
And being a girl who’s only seen hail one or two other times in her entire life I thought it was pretty cool. And as I watched the hail come down from the floor to ceiling windows at my work (where water was leaking in because the building is new and apparently poorly made) I was thankful that my car was safely parked in the parking garage. I wasn’t concerned about my house at all. I never figured that hail could do any real damage to my house. And did I notice the golf ball size hole on the outer pane of one of my windows when I got home? Nope, I didn’t. Now mind you, the hole is at the top of the window (you can’t see it even when you pull the blinds up) and on the back of the house. Not a place I tend to look often.
Luckily, I had quite a few people recommend that I have my insurance adjuster come out and inspect my roof to make sure that the hail didn’t do any major damage since my neighborhood got hit pretty hard. I had nothing to lose so I went ahead and had an adjuster come out. He’s the one who noticed the hole in the window (and then I found another small one in another window) and decided that they could replace my roof.
For the price of my deductible ($1,000) I’ll be getting:
-A new roof
-AC combing (they straighten out the vents on the AC)
-Replacing the wood in my side gate and repainting (I still can’t believe the adjuster included this)
-Replacing two window panes
-Replacing one of the external doors (Apparently it has dings in it and a small crack near the window. Another thing I can’t believe got included in the claim but I’m not complaining).
Being new to this whole home ownership experience and never having made a claim on anything before this whole process has been a tad bit exciting for me. Plus, the roof is
Now I just need to find the time to get all of these things done. Where am I going to find that?